Birmingham, Bristol, Leeds, Liverpool, Manchester, Newcastle or Northstowe

Head – Housing Guarantees Transactions

Salary: £72,601 to £84,050
Working Pattern: Full Time
Contract Type: Permanent
Hours: 35
Closing Date: Wed 04 Nov 2026 - 11:59 pm UTC
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Head – Housing Guarantees Transactions

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Head – Housing Guarantees Transactions

Closing Date: 4th November 2026

Interviews will take place week commencing 16th November 2026

Location:  As we are headquartered in Leeds our preference is to appoint to this location and priority will be given to applicants based within commuting distance of the Leeds office.

 

Help build the National Housing Bank

 

The National Housing Bank (NHB) is a new government-backed financial institution, operating as a subsidiary of Homes England, established to unlock investment and accelerate housing delivery across England.

We're looking for a Head – Housing Guarantees Transactions to join the Guarantees team and help shape one of the UK's most significant housing finance platforms.

 

About the role

 

Working in a team with Alex Ingram, Assistant Director, Guarantees and Product Development, the Head of Housing Guarantees Transactions will lead the transaction and portfolio management of the guarantees programmes, ensuring effective risk assessment, robust governance and portfolios are manged effectively through their lifecycle.  The Head of will also maintain strong relationships with MHCLG, private sector partners and NHB internal stakeholders. 

The role is key to ensure that the NHB is an effective programme partner for MHCLG in the delivery of its Housing Guarantees Schemes and you will be joining our small, highly skilled and committed team. Beyond managing existing guarantee portfolios, you will contribute to the development of the NHB’s guarantee products and operational frameworks, drawing on lessons learned from scheme delivery and portfolio performance 

This specialist team combines strong commercial, financial and risk expertise with a collaborative approach to problem solving. Alex believes in working in a collaborative and flexible way with colleagues, external delivery partners and MHCLG and values diversity in experience and perspective to foster good decision making and problem solving. She is dedicated to providing a first class service that balances the need to achieve MHCLG’s policy objectives with the need to ensure the guarantor’s risk is appropriately managed and monitored. 

This is a rare chance to shape the future of guarantees scheme management in a fast growing, national organisation with real social purpose. Working with key stakeholders and a professional risk team you will ensure efficient, consistent and effective transaction assessment, governance and portfolio analysis, and will understand and communicate stakeholder concerns to reach agreement on issues impacting management of guarantee portfolios. 

 

You will ensure that management information is presented as required, so that portfolios can be managed in line with risk appetite and in a way that helps inform future investment product development. You will also have the opportunity to help create a sustainable platform for the long-term operation of the guarantees schemes.

The role will support the design and delivery of the NHB guarantees products, linked to the NHB’s development of debt and equity products under the NHDF to support private sector investment in housing of all tenures to help achieve the Government’s housing ambition. There are some ambitious projects to get involved with and this is an excellent opportunity to balance day to day delivery whilst bringing innovative solutions to the NHB guarantee product. 

As the function continues to evolve, you will play a key role in developing team capability, embedding new ways of working and building a resilient operating model that supports long term scheme delivery.

About You

 

You will provide leadership for the Guarantees Transactions function, driving high standards of performance, continuous improvement and professional development.

You will be comfortable reviewing complex financial transactions ensuring risk is appropriately assessed and managed in line with agreed risk appetite and contractual requirements. You will be involved in discussion about, and often guiding delivery partners through, any issues arising on new transactions and portfolio management. This will require strong lending and transaction management expertise. You will be comfortable navigating government approval processes, understanding the risks faced by the guarantor and exercising sound judgement often within challenging timeframes. You will understand the housing and investment sector, how government relationships with private sector partners operate and have an appreciation of the strategic and financial benefit of using guarantees.

You will be an experienced leader who can communicate with clarity, develop a high-performing team, create an inclusive and supportive environment, and work collaboratively with colleagues and stakeholders to navigate complexity with confidence and deliver results.

Most importantly, you'll be excited by the opportunity to help shape a new institution with a clear purpose and support housing delivery at scale.

 

Why Join?

 

Backed by £16bn of new financial capacity, the National Housing Bank will work with investors, lenders, developers, housing associations and government partners to crowd in more than £50bn of private investment and support the delivery of 500,000 additional homes across England.

This is a rare opportunity to shape the future of guarantees scheme management in a fast growing, national organisation with real social purpose. Working with key stakeholders and a professional risk team you will ensure efficient, consistent and effective transaction assessment, governance and portfolio analysis, and will understand and communicate stakeholder concerns to reach agreement on issues impacting management of guarantee portfolios.

You will ensure that management information is presented as required, so that portfolios can be managed in line with risk appetite and in a way that helps inform future investment product development. You will also have the opportunity to help create a sustainable platform for the long-term operation of the guarantees schemes.

The role will support the design and delivery of the NHB guarantees products, linked to the NHB’s development of debt and equity products under the NHDF to support private sector investment in housing of all tenures to help achieve the Government’s housing ambition. There are some ambitious projects to get involved with and this is an excellent opportunity to balance day to day delivery whilst bringing innovative solutions to the NHB guarantee product.

Please find attached job description alongside additional information about the selection process, who we are and what we offer.

View all National Housing Bank opportunities here. 

You are applying for...
Head – Housing Guarantees Transactions
Salary: £72,601 to £84,050
Working Pattern: Full Time
Contract Type: Permanent
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Questions
Do you currently have the right to work in the UK without the need for visa sponsorship? If you answer yes to this question, we will need to see evidence at interview stage.
Please tick yes to confirm that the responses provided are your own, reflect your personal understanding and experience, and have not been generated by AI tools such as ChatGPT.
Do you have experience of managing or delivering financial transactions?
This role will require working on a hybrid basis 50% of your time from one of our listed offices as advertised. Please can you confirm which office would be your preference?
Please provide evidence of your experience managing or delivering complex lending, structure finance, guarantee, investment, infrastructure, housing finance, or other complex financial transactions. Please include examples of transactions and the role you played in progressing them.
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We want to understand our candidates. We ask these questions to collect overall statistical information – not to pinpoint individuals. It helps us understand which groups are underrepresented in our candidate pool and whether all groups’ needs are met.
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