Birmingham, Bristol, Leeds, Liverpool, Manchester, Newcastle or Northstowe

Manager - Portfolio

Salary: £51,076 - £59,570
Working Pattern: Full Time
Contract Type: Permanent
Hours: 35
Closing Date: Mon 14 Sep 2026 - 10:59 pm UTC
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Manager - Portfolio

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Manager - Portfolio

Closing Date: 14th September 2026

Interviews will take place week commencing 21st and 28th September 2026

As we are headquartered in Leeds our preference is to appoint to this location and priority will be given to applicants based within commuting distance of the Leeds office.

 

Positioning 

 

This is an exciting time to join Homes England, the government’s housing delivery Agency.  The government has put housing at the heart of its agenda, and the Agency is at the forefront of that commitment with a mission to deliver more high-quality housing. 

To help achieve this aim, government has committed £16 billion of capital to be invested and managed through Homes England Investment Directorate through the National Housing Bank. 

The role of the Portfolio management team is to manage loan investments after contracting.  We work with our partners to ensure the smooth delivery of homes or infrastructure; repayment of funds as planned and address any emerging risks.

 

About the role...

 

Working in a team with Sheena Zwicky-Ross, Head of Lending Alliances, the Portfolio Manager will play a critical role managing a portfolio of complex, recoverable Lending Alliances loan partnerships with private funders to extend National Housing Bank’s market reach, leverage partner operational capability, and accelerate housing delivery at scale. Typical loan sizes range between £10m and £100m plus. 

You will be joining our small but experienced team who are committed to making positive change that ensures homes are delivered, working closely with lender counterparties, senior leadership, as well as key internal stakeholders you will ensure effective management of a portfolio of loans with efficient, consistent, and effective resolution of any issues arising.

Portfolio Management is delivery focused and dedicated to delivering first-class customer service, taking an innovative and creative approach to complex issues.  We work in a collaborative way and flexible way. We also value diversity in experience and perspective to foster good decision making and problem solving within our team.

The role will support the design and delivery of debt funding solutions for key strategic projects across England. This is an excellent opportunity to balance day to day delivery with bringing forward innovative solutions to complex debt funding challenges. 

 

About you...

 

Whilst our day job is to manage a portfolio of Lending Alliances and to deliver first class customer service to our borrowers, you will be used to "spinning several plates" at once and will always be looking for ways to improve and innovate.  

You'll be highly motivated, well organised, task focused with strong analytical skills, able to manage and vary complex debt structuring solutions, underpinned by strong commercial lending and risk management skills. You will be proficient in real estate funding with financial and investment modelling capability considered beneficial. You'll be comfortable supporting the Agencies Strategic Objectives with good communication and report writing skills. The post holder should have a understanding of LMA debt principles as well as strong technical knowledge of structured debt transactions within the Real Estate sector.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders and Borrowers at a senior level, and your discussions will always be shaped by a good understanding of our strategic priorities, risk appetite and the commercial and operational impact of what we do as a front-line portfolio management team. You will enjoy working in an innovative, fun, and engaging way and be able to negotiate and persuade.

As an experienced real estate banking professional, you’ll understand how to manage and build relationships with colleagues and partners and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

 

About the National Housing Bank 

 

Homes England is strengthening UK Government’s ambitions for housing and regeneration through the introduction of the National Housing Bank (NHB). The NHB is a new financial organisation designed to unlock investment at scale and accelerate the delivery of more homes, stronger places and thriving communities across the country. Backed with £16bn in new financial capacity, alongside £6bn already committed this Parliament, the NHB represents one of the most significant new interventions in the housing sector in a generation. 

The NHB, operating as a subsidiary of Homes England, exists to unlock investment at scale and connect capital with capability. We use our financial capacity and deep local relationships to drive regeneration, enable innovation and create the conditions for sustainable growth. By pairing government-backed finance with solutions that the market needs, we help partners bring forward the homes, infrastructure and long-term development that transform places and support people to live well. 

Purpose-driven and built for impact, the NHB provides its partners the confidence and financial firepower to innovate and unlock complex sites, scale up investment and deliver at pace. Offering custom-built finance, strong partnerships and a commitment to shaping better futures, the NHB enables investment that would not otherwise happen- accelerating growth and creating the conditions for communities to flourish. 

Joining the National Housing Bank offers a rare and exciting opportunity to help shape this new national organisation from the ground up; influencing how we operate, how we partner, and how we deliver impact across the country. 

 

What we offer.

 

In addition to a competitive salary, we offer 33 days annual leave and are committed to 50/50 hybrid working. Our career average pension scheme comes with a generous employer contribution, and we’ll pay for your membership of a relevant professional body. Our colleagues also have access to exclusive discounts and offers with leading high street names.  

If you do ever need extra help we have an employee assistance programme and financial well-being support.  Our range of network groups are also there to support you to truly be yourself at work and play a key role in helping shape our future. 

We encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications. We also encourage you to apply using the full application option as opposed to quick apply.  This is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme.  

If your application is shortlisted to interview we will require you to provide proof of your right to work in the UK at that stage. 

Homes England is a geographically diverse community. We are hybrid working spending some of our time working from home and some based at our offices which are spread across England. The wellbeing of our colleagues remains one of our top priorities.  

We would encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications. 

We also encourage you to apply using the full application option as opposed to quick apply, this is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme. 

We’re a diverse team of more than 1,000 professionals spanning 17 professions, helping Homes England to be effective, efficient and deliver for communities.

Our people remain at the heart of everything we do, and we’re committed to building an Agency that not only reflects the diverse communities we serve, but also champions inclusion in how we shape homes and places across the country. For more information about our EDI strategy please see our Homes England equality, diversity and inclusion reports - GOV.UK

You will be required to have the Right to Work in the UK and Homes England do not offer visa sponsorship. If your application is shortlisted to interview we will require you to provide proof of your Right to Work in the UK at this stage.

Artificial Intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.

 

How to apply? 

 

Internal applicants: 

Any applicants who already work for Homes England please apply through this advert on the Homes England careers website. 

External applicants: 

Our recruitment partner PSR is supporting us with our external recruitment campaign for this role – therefore if you don’t already work for Homes England, please apply for this role through their advert which is listed – Portfolio Manager - Loans

You are applying for...
Manager - Portfolio
Salary: £51,076 - £59,570
Working Pattern: Full Time
Contract Type: Permanent
OR
Questions
Do you currently have the right to work in the UK without the need for visa sponsorship? If you answer yes to this question, we will need to see evidence at interview stage.
Please tick yes to confirm that the responses provided are your own, reflect your personal understanding and experience, and have not been generated by AI tools such as ChatGPT.
Do you have hands‑on experience managing a team?
Do you have hands‑on experience managing a Team delivery, credit, and recoverability risk across a live portfolio of secured or unsecured loans?
Do you have experience managing complex loan structures within a commercial banking or non‑bank lending environment (e.g. structured or syndicated facilities, covenants, security packages, intercreditor arrangements)?
Do you have experience in real estate finance, including managing development or asset‑level delivery risks (e.g. construction, planning, cost overrun, sales or exit risk) within a lending context?
Please confirm if you already work for Homes England? If the answer is ‘No’ please refer back to advert for guidance on how to submit your application through our recruitment partner PSR’s website.
This role will require working on a hybrid basis 50% of your time from one of our listed offices as advertised. Please can you confirm which office would be your preference?
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We ask this because we're interested in your suitability.
Equality, Diversity and Inclusion

Thank you for assisting us by completing the questionnaire.

We want to understand our candidates. We ask these questions to collect overall statistical information – not to pinpoint individuals. It helps us understand which groups are underrepresented in our candidate pool and whether all groups’ needs are met.
Your information is safe. There are strict laws to make sure your information is stored safely and responsibly. For further information please refer to our Privacy Notice which can be viewed here: https://www.gov.uk/government/organisations/homes-england/about/personal-information-charter.
Your answers are confidential and will not be shared with hiring managers, therefore no decisions in relation to your application will be made based on this information. Homes England is committed to protecting the privacy and security of your personal data.
Your information will be stored in our internal recruitment system and will only be used to monitor our recruitment processes. If successful, this data will not be shared to our onboarding team, they will ask you to provide this data separately.
Your information will be used for statistical purposes only and will help to drive the actions that Homes England takes to ensure that our recruitment process is as inclusive as can be and that we are reaching out to a diverse pool of candidates. This will help us to create an organisation that reflects the diversity of our communities.
By completing this information you can help us become a more inclusive employer. By learning more about our candidates, we can make sure everyone has access to the same opportunity, remove any barriers faced by specific groups and ensure that all candidates feel welcome, supported, and able to succeed here.

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