Working in a team with our Head of Financial Due Diligence, the Senior Financial Analysis and Credit Risk Manager will play a critical role in performing and reviewing risk-based financial due diligence and credit risk assessments on Homes England’s partners including SME’s, Plc’s, LLP’s, Local Authorities and Registered Providers within the housebuilding and construction sectors.

The job holder will be a qualified chartered accountant or qualified banker with experience of credit risk assessment and/or financial analysis within an accountancy/lending institution. They will be required to undertake detailed financial analysis to support the management and mitigation of credit risk in line with risk appetite.

This includes the calculation and in-depth analysis of complex financial and project specific information to provide a professional opinion on the creditworthiness of our partners. You will be joining our small but highly skilled and professional team who are committed to making positive change in how risk is managed at Homes England.

Our Head of Financial Due Diligence is dedicated to delivering a first-class customer service which supports the management of the financial risks that Homes England are, or may soon be exposed to. The team believes in working in a flexible way to foster good decision making and problem solving within their team.

This is a rare chance to shape the future risk management of a fast growing, national organisation with real social purpose. Working with key stakeholders and a professional, diverse team you will ensure efficient, consistent and effective risk reporting of financial standing, the financial risks involved in a transaction and how these may be treated.

A bit about you…

You'll be comfortable supporting Homes England management with complex financial issues, aiming to give a sound professional opinion on the financial standing of a diverse range of partners. You will be proficient in influencing decision makers on the financial standing of potential Homes England partners and effectively communicating (both written and verbal) key risks, issues and recommendations to support decision making.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a Risk team. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade.

As an experienced finance professional you’ll understand how to manage colleagues and be able to demonstrate you can work with others as part of a team in a collaborative, inclusive way.

Who are we?

Homes England: The Housing and Regeneration Agency

We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.

How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.

Together with our partners, we’re accelerating the pace of house building, remediation and regeneration across the country, as we seek to deliver ever more affordable homes in places people are proud to call home for generations to come.

What we offer...

As well as a competitive salary and 33 days annual leave, we are committed to 50/50 hybrid working. We’ll support you, wherever possible, so that you don’t miss out on what matters to you.

Membership of the Homes and Communities Agency Pension Scheme, which is a contributory defined benefit scheme with the amount you receive on retirement based on your salary and years worked at the Agency.

Internal applicants: please note that if you are successful, the salary you are offered will be in accordance with our pay policy. You can find details on the HR Hub SharePoint site.

If you ever need a bit of extra help, we have a great employee assistance programme, a wide range of healthcare plans, financial wellbeing support and access to many great discounts with leading high street names.

Our range of network groups are also there to support you to be yourself at work and play a key role in helping shape our future.

If you are a member of a professional body, we’ll pay for your membership and once you get your digital kit, you’ll be good to go.

Homes England are a geographically diverse community. We work to a 50/50 office/ home based model. Moving back into our office environments has enabled us to utilise our space and time together in the most collaborative way.

We would encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications.

We also encourage you to apply using the full application option as opposed to quick apply, this is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme.

We’re a diverse team of more than 1,000 professionals spanning 17 professions, helping Homes England to be effective, efficient and deliver for communities.

Our people remain at the heart of everything we do, and we’re committed to building an Agency that not only reflects the diverse communities we serve, but also champions inclusion in how we shape homes and places across the country. For more information about our EDI strategy please see our Equality, Diversity and Inclusion Report 2024 to 2025 — Second Edition - GOV.UK

You will be required to have the Right to Work in the UK and Homes England do not offer visa sponsorship. If your application is shortlisted to interview we will require you to provide proof of your Right to Work in the UK at this stage.

Artificial Intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.